At least get comprehensive insurance for liability incase someone gets injured - they can sue you for everything you worked for, regardless of whose at fault. Its only $50/yr through Liberty Mutual. I put that on my kids and back-up sleds. Fully insured new sleds run 150-400/yr. You're a fool to ride with nothing - at least on trails.
Why would anyone ask a question like that.
Do you have insurance on your car? I sure hope so.
As the earlier post above, carry liabilty in the event you ever hit someone or something.
It is not wise to operate a snowmobile, or any motor vehicle without proper insurance. In the event of an accident and you are not covered it could change your life forever.
An no, I don't sell insurance........
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